For the past 8 years, our company has set aside reserves within an escrow account solely designated for claims with a well-established law firm based out of St. Petersburg, FL. We continue to make deposits to this account on an ongoing basis. Currently, we withhold twice as much that is required based on historical claim rates.

We do not have reinsurance. We felt that a surety bond provided a faster and more effective method of financial strength.

We have not had a single complaint which can be verified from the BBB.

The underwriting process is much looser than an insurance company, however there is still a process. American Home Care Management team will verify the legitimacy of the claim and once verified our customer care providers make all the arrangements for care and payment.

None.

Claims are paid as required by the terms of the Home Health Care Agency providing the care.

None.

Yes.

We can provide you with a power point presentation as well as testimonials from existing members. Additionally, we can come in via video conference at the seminar if desired.

As a marketing organization you would receive a spread (override) as you currently do within the insurance / financial industry.

Once approved he/she is assigned a writing number. That number is also assigned a hierarchy number (marketing organization). Accounting will have the two numbers linked together as IMO / Field Rep. the override is directly paid to the IMO and Street commission is paid directly to the Rep.