For the past 8 years, our company has set aside reserves within an escrow account solely designated for claims with a well-established law firm based out of St. Petersburg, FL. We continue to make deposits to this account on an ongoing basis. Currently, we withhold twice as much that is required based on historical claim rates.

We do not have reinsurance. We felt that a surety bond provided a faster and more effective method of financial strength.

We have not had a single complaint which can be verified from the BBB.

The underwriting process is much looser than an insurance company, however there is still a process. American Home Care Management team will verify the legitimacy of the claim and once verified our customer care providers make all the arrangements for care and payment.

None.

Claims are paid as required by the terms of the Home Health Care Agency providing the care.

None.